Golden Tips to improve your personal finance

blank - Golden Tips to improve your personal finance

If you want to avoid problems in our time, you need to have a good personal finance.

To help you improve your personal finance and live better with your business, family and work we will tell you some of the best tips to keep your personal finance improved.

  • Spend less than you earn:

This is the golden rule if you want to save money and make a good personal finance, you need to spend and lose money less than you earn because if you spend more than you earn you will get more debts and by this, you will have a crisis in your money and that’s going to make the life harder.

  • Avoid expensive things:

You need to avoid expensive things, for example, there are some people who go to high expensive places and that’s just to impress their friends, girlfriends, boyfriends or people, you need to do everything related to money wisely, you can find the same product cheap in a place and expensive in another place, so you should be smart.

  • Create emergency funds:

You should always have Plan B in your life and in everything, even in your personal finance you should have Plan B, which mean that you need to put some money for saving and you should not touch this amount only in emergencies (hospital, kid’s school… etc).

  • Don’t be the mouse:

This is an important tip if you want the develop your personal finance, you should not live the routine every month, you work for 30 days, you get paid, you spend and you repeat, don’t be like that and try to save some money for investment in a mini project or build up your own project and have extra incomes.

  • Losers always win:

Don’t be afraid to lose your money in an investment or a project, maybe you will lose for some times, but be sure if you have a good idea for a good project, you will make money, but that’s not mean that you need to spend all your money in a project or investment, you need just to spend the extra amount you have and keep some money with for emergencies.

  • Improve your financial skills:

You need to have information about something if you want to do it better, that’s why we will tell you that you need to improve your financial skills, you can improve your knowledge about personal finance and how to develop it you can get this E-Book:

“Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!”

  • Sign up with your shop to get deals and coupons:

To save some money you need to sign up with your shop even if it’s physical or virtual to get latest deals and don’t forget to search on the internet for coupon codes and get some discounts and buy your desired products or services with cheap prices.

  • Don’t be shy to say “No”:

sometimes you can have embarrassing situations and that’s can push you to pay for a services or product even if it’s expensive, so learn to ask about everything and if it’s not good with your pocket say no, even for your kids if they want some toys, but they are expensive too much say no and explain to them why you said no. and buy them cheaper toys.



  • Take some personal finance courses and E-books:

You need to take some personal finance courses and E-books to know about others experiences and learn from their advices and tips, and here is a small list of the most recommended Books about improving personal finance:

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
– Think and Grow Rich (Think and Grow Rich Series)
Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

 

Always remember to work smart, not hard, and follow the logic because if you lose money in this time no one will care about you, let’s talk honestly without emotional feelings, so you need to do hard studies about personal finance and improve your own personal finance to live happily.

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